Individual Credit Restoration

Improve your financial stability
& growth with a higher credit score.

Credit Restoration is the process of improving a poor credit score by addressing or removing negative items that could be listed on your reports inaccurately. Although the Fair Credit Reporting Act outlined the right for Americans to have accurate credit reports, credit reporting agencies require you to navigate complicated online systems and send a series of formal dispute letters in order to fix your credit.

  • It’s easy to get started. Start by reviewing our different levels of credit assistance to fit your personal situation.

  • Click the Get Started button and complete form below with basic personal information to setup a free consultation.

  • You will receive a personal phone call or email to answer questions and help determine the package that is best for you.

  • Finalize payment and upload documents to start your customized program with your personal coach on your road to financial freedom.

Our Credit Restoration Service Plan

Expand sections for more information by clicking on the titles in the table below.


This is a FREE Credit report analysis. We go over your report, highlighting the good areas and focusing on any problem areas.

Using our proven method, we dispute outdated, unverifiable and inaccurate information with the three Major Credit Bureaus. (Experian, TransUnion and Equifax.) *Fair Credit Reporting Act guidelines are followed to prove true credit repair.

You will enjoy 24/7 access. Need help? Just jump online and your education tools will be available to you.

We help you with your budget by taking a close look at your current spending patterns. This gives you a complete financial picture and allows you to set clear goals for your future.

These tips will position you for home, car, and credit card approvals. Following these tips will help lower interest rates on insurance (home, car, etc.)

It's true that adding tradelines can boost your credit score. After analyzing your credit report, we will make sure that this proven method is the right option for you.

Accelerated correction with the the Bureaus. We do this through our debt validation process with your creditors and a specialized Forensic Audit.

Personal coaching from our qualified staff to take you and your finances to the next level.


TM Taxes provides tax and credit repair services for individuals and small business plus bookkeeping and payroll for small businesses, all with a soft human touch. TM Taxes is a minority owned business.

If you are not ready to restore your credit now and start getting the benefits you desire, then click the link below to get additional information.

Click Here to Request Additional Information